When does it matter if an ERISA plan administrator has discretionary authority?
Your company’s ERISA plan administrator ALWAYS wants discretion over benefit decision. Why? Because discretion is a legal concept that limits …
Category Archives: Uncategorized
It’s All in Your Head! Maybe….Maybe Not!
(From Disability*Blog on disability.gov) By Wayne Connell, Founder & President, Invisible Disabilities Association, and Jeff Vankooten, Professional Speaker and Invisible …
5 Tips for Handling the ERISA Disability Medical Exam
When the ERISA administrator decides to send you to a medical examination with a doctor they have chosen, there are …
Beware of the ERISA Disability Medical Exam
Your ERISA insurance company has decided to send you for an exam with a doctor they picked. That is bad …
MetLife Pays Half A Billion Dollars To Stop Investigation Into Unpaid Claims
The Huffington Post is reporting that MetLife has entered into a $500 million settlement to stop a probe into unpaid …
5 Tips for Handling the ERISA Disability Field Interview
The adjuster calls you and tells you they want to send someone to your house to interview you for your …
Numbness and Tingling Can Be Disabling for MS Patients
This month’s issue of Momentum, the magazine of the National Multiple Sclerosis Society, has a great article about numbness and …
Your Facebook Friends May Be Your Enemies.
Continuing my series on the impact of Social Media on disability claims, I thought I would talk today about all …
Even Though You Hide Your Facebook Wall, the Disability Insurance Company May Still Get to See It
This is the third installment of my series on Facebook and other Social Media as they relate to Disability Insurance …
What Is the Elimination Period Under My Company’s Disability Plan?
Most Long Term Disability (‘LTD’) plans offered through an employer (called ERISA plans, because they are covered by the federal …
